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Life Insurance for Over 60s
As you get older, your mortality and providing for your loved ones can become a greater concern. However, with life insurance for over 60s, you can rest assured your friends and family will be financially taken care of if the worst happens.
This policy does what it says on the tin – specially designed for people aged 60 or over, this type of policy will typically pay a cash lump sum on your death.
Am I Eligible for Over 60s Life Insurance?
If you are aged between 60 and 80 and are a UK resident for at least six months of the year, then you may be eligible for cover. Get a quote online today.
If you have suffered ill-health recently, you can still get cover! There is no need for a medical to take out over 60s life insurance and we will not ask about your medical history when processing your quotes, meaning cover is accessible to all.
Instead, most policies will have an initial 12 or 24-month period during which beneficiaries will not receive the fixed sum should you pass away, unless it is the result of an accident.
Do I Need Cover?
If you would like to leave a cash sum to your family once you’re gone, whether to cover the cost of funeral expenses or as an inheritance, then this may be the policy for you.
Life insurance for people over 60 years old will typically be whole of life cover. This means it is slightly different to regular life insurance in that it is guaranteed to pay out when you die – we call this life assurance.
However, for this guarantee, premiums may be higher, and they will not decrease as you age, meaning it’s important to do the math to ensure you don’t pay more in than your beneficiaries could receive.
Please note: Although a medical is not required, smokers may see higher premiums than non-smokers.
Why Compare with ActiveQuote?
In order to get the best over 60 life insurance for your needs at a price that you’re comfortable with, we would always recommend comparing quotes. Do so at ActiveQuote and you will be in the hands of one of the UK’s leading comparison sites.
We work in partnership with Confused, GoCompare and uSwitch, and can provide you with a quote in less than two minutes! Simply fill out our online form or get in touch with our team for more information.