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ActiveQuote Global Reach, Dunleavey Drive Cardiff South Wales CF11 0SN 0800 862 0373

Self Employed

Compare Self Employed Health Insurance

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Self Employed Health Insurance

When you are self-employed it is essential that you receive medical treatment as quickly as possible. Self-employed health insurance offers you quick access to first class healthcare exactly when you need it. You can compare best self-employed medical insurance quotes online with ActiveQuote in less than two minutes to find a plan that suits you. With ActiveQuote you can even buy medical insurance for the self-employed online.

Reasons to consider self-employed health insurance

When you are self-employed, every day at work is important. A health insurance policy can form an essential part of your plan for reducing time off from work because of ill health. Benefits of having self-employed medical insurance include:

  • Quick diagnosis and treatment
  • Convenient appointment times that suit your schedule
  • 200+ private hospitals to choose from
  • Recovery in an ensuite room with home comforts
  • Access to new drugs and medical technology

Private medical insurance gives you peace of mind that if you were to fall ill, you would receive prompt healthcare from a leading specialist, helping you get back to work as soon as possible.

Self-employed medical insurance plans

When choosing medical insurance for the self-employed there are many options to consider. Traditionally there have been three different types of health insurance- budget, mid-range and comprehensive.

Budget policies are the cheapest option, and offer limited levels of cover. Mid-range policies are usually considered the best type of self-employed medical insurance, because they offer a good level of cover at an affordable price. Comprehensive policies are the most expensive, but have the highest level of cover.

In addition, insurers are starting to offer adaptable policies which you can tailor to suit your own needs and budget. If you are self-employed this type of private health insurance may be an appealing option.

 

Lowering the costs of self-employment health insurance

There are many ways you can lower the cost of your private medical insurance policy without losing out on cover. Some of these may be more suitable than others. Adding an excess is a popular type of discount scheme- with an excess you volunteer to pay the first part of any claim.

Another way of lowering your premiums is to reduce the number of private hospitals you are covered for. This can significantly reduce the cost of self-employed medical insurance, particularly if there are only a few private hospitals you wish to be treated in.

Finally, you could consider a six week option. You agree that if the NHS can treat you within six weeks you will go through the NHS, but if the waiting list is longer than six weeks you will go private straight away. This type of discount may not be ideal for all self-employed workers, but is does dramatically reduce the cost of a health insurance policy.

Finding the best private health insurance quote

Buying a policy is made easy with ActiveQuote.com. Our comparison website offers self-employed medical insurance plans from the leading UK insurers, so you can compare the market online in just a few minutes. Benefits of using us include:

  • Self-employed health insurance quotes online in less than two minutes
  • Compare leading UK insurers including AXA PPP and Aviva
  • Buy your policy online
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