Income Protection for Law Society members

Income Protection made simple for Law Society members

Protect your income and secure your financial future with cover tailored to your needs. Get a quick, no-obligation quote and see what your options look like in just minutes.

Your member reward

As a Law Society member, you’ll receive:

• £100 Amazon voucher when you take out either an Income Protection or Life Insurance policy through ActiveQuote
• £150 Amazon voucher when you take out both policies
  (Vouchers are issued after six months of continuous cover. T&Cs apply.)

Why use ActiveQuote

• Independent protection insurance specialists
• Access to a wide range of top UK insurers
• Impartial advice to help you find cover that fits your needs
• 4.9 out of 5 rating on Trustpilot from thousands of customers
• Simple, supported process from quote to policy

How it works

1. Answer a few quick questions
2. Compare policies side by side
3. Speak to one of our advisers
4. Apply online or by phone

What is Income Protection Insurance?

Income Protection insurance is a type of insurance that replaces some of your income for a specified length of time in the eventuality you are not able to work. This could be because of sickness or following an accident, and in some cases redundancy.

There are several different types of income protection, for example, you can choose between short term income protection, which typically provides cover for between 6 and 12 months, and long-term income protection, which covers you in the event of you being unable to work. We would always recommend that you compare income protection insurance to make sure you have the right cover for your lifestyle and your circumstances.

How does Income Protection Insurance work?

Generally, you can obtain a policy that insures approximately 50-70% of your monthly income before taxes for a set duration. This policy activates if you're unable to work due to illness or injury for a lengthy period. Some types of income protection policies also include coverage if you lose your job involuntarily (except in cases of voluntary redundancy).

A claim will typically start after a set period of time that you are signed off work (this is called a 'deferred' period) and lasts either for a fixed payout period (typically 1, 2 or 5 years), until you can work again, or until retirement or death. There's usually a deferred period (the waiting time before the policy pays out) before the benefits kick in. Common deferred periods are 4 weeks, 13 weeks, 26 weeks, or one year. The longer the deferred period, the lower your monthly premium tends to be.

Law Society Amazon Voucher Offer – Terms and Conditions

These terms and conditions (“Terms”) apply to the Amazon voucher promotion (the “Offer”). By taking part in the Offer, you are agreeing to these Terms. Please read them carefully.
The Offer is provided by ActiveQuote Limited, registered in England and Wales (Company No. 06566763), whose registered office is at Global Reach, Dunleavy Drive, Cardiff CF11 0SN (“ActiveQuote”, “we”, “us”, or “our”).

1. Eligibility
• The Offer is open only to members of The Law Society who purchase and maintain a Life Insurance and/or Income Protection policy through ActiveQuote in association with The Law Society.
• The Offer applies to new policies only. Existing ActiveQuote customers or policy renewals are not eligible.
• The Offer is limited to one voucher per eligible policyholder, regardless of the number
of policies purchased, unless both qualifying policies are taken (see Section 2).
• The policyholder must be named on the policy and must be a current Law Society member at the time of application.

2. Voucher Amounts
Eligible customers will receive:
• A £100 Amazon voucher for taking out one eligible policy (either Life Insurance or Income Protection); or
• A £150 Amazon voucher for taking out both eligible policies (Life Insurance and Income Protection) via ActiveQuote.

3. How to Qualify
To qualify for the voucher:
• You must make six consecutive monthly premium payments;
• Your policy must remain active and in force at the time of voucher issue; and
• All premiums must be up to date, with no arrears or cancellations.

Vouchers will normally be sent to the email address provided at application within 30 days after the sixth monthly premium payment. If your policy is cancelled, lapses, or is in arrears before this time, you will no longer be eligible to receive the voucher.

4. Use of the Voucher
• The voucher will be issued as an electronic Amazon.co.uk Gift Card.
• Amazon is not a sponsor of or affiliated with this promotion.
• Amazon vouchers are subject to Amazon’s own terms and conditions of use, available at www.amazon.co.uk/gc-legal.

5. Fair Use and Withholding Rights
We reserve the right to withhold or cancel the voucher if:
• We reasonably believe the Offer is being abused, manipulated, or misused;
• The policy is cancelled or not maintained in line with these Terms; or
• False or misleading information is provided during application.

6. Offer Changes and Withdrawal
We may withdraw, suspend, or amend the Offer at any time and without prior notice if circumstances beyond our reasonable control make it necessary (for example, regulatory changes, supply issues, or technical faults). Any changes will not affect customers who have already qualified for the Offer before the change took effect.

7. Suitability and Advice
This Offer is a promotional incentive and should not be the main reason for purchasing a policy.
ActiveQuote provides advice and recommendations based on your individual circumstances to ensure products are suitable for your needs. Your eligibility for the voucher does not affect the advice or recommendations you receive.

8. Data Protection
Personal data collected in connection with this Offer will be processed in accordance with our Privacy Policy, available at www.activequote.com/privacy-policy.
We will only use your information to:
• Verify eligibility for the Offer;
• Fulfil the voucher; and
• Contact you regarding your policy or this promotion, where necessary.

9. Liability
We will not be liable for any failure to provide the voucher or any delay in doing so where such failure or delay results from events beyond our reasonable control, including (but not limited to) system failures, postal or email issues, or supplier delays.

10. General
• This Offer is non-transferable and cannot be exchanged for cash or other alternatives.
• If any part of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
• These Terms are governed by and construed in accordance with the laws of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction over any disputes.