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Scottish residents pay less for health insurance

Published on 10/01/2013

People in Scotland have the lowest health insurance premiums in the UK, according to research from

Perth has the lowest health insurance premiums in the UK

ActiveQuote looked at 4,911 people who bought a medical insurance policy between January 2010 and August 2012. They found that on average, premiums in Scotland are lower than anywhere else in the country.

Perth had the lowest average annual premium at £557 a year, followed by Aberdeen at £604 a year and Dundee at £609 a year. Glasgow and Edinburgh were not far behind with £652 and £665 respectively.

ActiveQuote also discovered that health insurance premiums are generally highest in the North West of England.

Wigan had the highest average annual premium at £1,450 a year, closely followed by Stockport at £1,390 and Blackburn at £1,309. Chester and Bolton averaged £1,292 and £1,290 respectively.

Dr Richard Theo, managing director of ActiveQuote, believes this data shows the importance of shopping around for a private medical insurance policy.

He said: “Insurers look at claims statistics in the local area when calculating premiums, which means that where you live may affect the cost of your health insurance."

“However, this does not mean you will be unable to find a policy within your budget. There are a number of ways you can lower your premiums without sacrificing on cover, and using a comparison website or an insurance broker is a great way to do this.”

Compare health insurance quotes online now to see if you could save money on your policy.

© ActiveQuote Ltd. 2013

Categories:  ActiveQuoteHealth InsurancePrice Comparison
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