freephone 0800 862 0373
Sign in to view your quotes
Email address:
Password or PIN:

Forgotten your password? Reset it here.

NHS could save millions a year by encouraging patients to use health insurance

Published on 06/11/2012

Doctors could help save the NHS over £1billion a year if they encouraged patients to use their medical insurance policy, according to a report from Laing and Buisson.

The report, based on 2011 government statistics for England, revealed that the NHS spends up to £609 million a year to pay for emergency medical hospital treatment for people with private medical cover.

It added that an estimated 254,500 planned operations for patients with private cover were undertaken on the NHS during the year, costing around £359 million.

HCA International, the company who commissioned the report, believes that GPs should ask patients about to undergo pre-planned operations if they had private health insurance to ease the strain on the NHS.

However, the company thinks that many GPs do not suggest the idea to patients because they feel it would be ‘disloyal’ to do so. Keith Biddlestone, HCA International’s group commercial director, said: “Some people in the NHS feel it is disloyal to suggest people use their private medical insurance.

“But if I was chief executive of the NHS I would kick off a campaign for staff to encourage patients to do so, to reduce some of the strain.”

The report also suggests that hospital staff could ask those admitted as emergencies if they wanted to switch to the private patient wards.

Dr Natalie-Jane MacDonald, managing director of Bupa Health and Wellbeing, said: “We want our members to get value from their PMI and we encourage them to use their policies – for example, we don’t have steep no-claims discounts which act as a major disincentive to making claims.

“And we have seen an increasing tendency for people taking out policies and using them – in contrast to older generations, who were more likely to see it as a ‘rainy day’ option.”

Dr Richard Theo, managing director of ActiveQuote Health, said: “A lot of people are under the impression that the NHS and the private medical insurance industry are working in competition with each other.

“On the contrary, the NHS and the PMI sector increasingly work hand in hand to serve the UK’s health needs. When choosing a health insurance policy you should make sure it complements the service you already receive from the NHS.”

© ActiveQuote Ltd. 2012


Categories:  Health InsuranceNHS and Hospitals
NHS could save millions a year by encouraging patients to use health insuranceDoctors could help save the NHS over £1billion a year if they encouraged patients to use their medical insurance policy, according to     tweet it on twittershare with your friends on Facebookshare with your friends on MySpaceBlog it on your LinkedIn profile
 

No.1 health insurance broker as rated by customers

Proactive, efficient, and offered me insurance I need. I would say half price I would end up paying if I did it by myself. Many thanks.

Review centre member

Excellent service. Explained everything in detail and really helped to find the right insurance best suited to my needs - which wasn't necessarily the most expensive. 

Review centre member

Good value and the advisor was very helpful and recommended the best policy for my grandson. I would definitely use this service again and recommend to others.

Review centre member

We were contacted in good time to make a knowledgable choice. We were given plenty of options with lots of information to enable us to make the right choice.

Review centre member

The service I received was excellent, the staff member was very efficient and knowledgable. She went out of her way to get the best policy for me.

Review centre member

Great service. I really appreciated the help provided by Active Quote to arrange health insurance. The agent was very informative and proactive. Many thanks!

Review centre member

I received excellent care and attention from the first phone call till the last. Friendly, efficient and patient.

Review centre member

Staff are very helpful, friendly and polite. They call back when they say they will and keep you up to date with progress. Pleasure to deal with.

Review centre member

Very polite and friendly, and gave detailed explanations of all aspects of the cover. Reassuring to know that if you do have a problem there is someone you can contact.

Review centre member

Friendly and efficient. Nothing was too much trouble even when i needed to make a small change, excellent service.

Review centre member
 
This site is operated by Insurance Broker ActiveQuote Ltd registered in England & Wales company number 6765845.
Authorised and Regulated by the Financial Conduct Authority (FCA). Firm reference number 501109 as detailed on the Financial Services Register. Please read our Key Facts document.
For information about your rights as a consumer visit Citizens Advice.

Our insurance comparison service is free and easy for you to use, but you are responsible for making sure all your information is entered correctly, and for choosing your insurer.

This site uses cookies in order to work correctly - these are not harmful and do not contain personal information. By using this site you consent to this. I understand  Tell me more

please wait ...