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Expats warned of private medical cover problems when returning to the UK

Published on 22/11/2010
UK expats have been advised to make sure their private medical cover provider will continue to insure them if they return home.

According to Carl Carter, managing director of insurer IMG Europe, many expats face healthcare problems if they decide to return to the UK, the Daily Telegraph reports.

This is because they have expat-only insurance that does not cover them when they return to the UK.

Furthermore, they can find it difficult to re-register with the NHS due to rules in place designed to prevent people coming from overseas to take advantage of free healthcare.

Mr Carter, who was speaking as chairman of a recent meeting of insurance brokers in London, said: "Serious issues could occur where someone had major health problems overseas, but needed to return home to the UK - where they were uninsured by their expat carrier. They then might also have been uninsurable by a domestic insurer."

However, some of the bigger insurers, such as BUPA and Axa, will allow people to transfer to a domestic policy.

Alvaro Munoz, head of sales and distribution for BUPA International, said: "We can provide continuing cover to customers transferring to BUPA Health & Wellbeing UK and vice versa - as long as they call to let us know they're moving."

A recent poll by Moneycorp found that 74 per cent of UK expats living in Spain are currently considering repatriation.
© ActiveQuote Ltd. 2010

Categories:  Health Insurance
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