freephone 0800 862 0373
Sign in to view your quotes
Email address:
Password or PIN:

Forgotten your password? Reset it here.

6 reasons you might need private healthcare

Published on 10/08/2017

Health is dominating the summer headlines, with a new scare story or shock statistic in the news almost every day. There’s no doubt the NHS is facing challenging times and this has fuelled a surge in demand for health insurance; latest figures from leading healthcare data provider LaingBuisson show that the number of UK policies reached the 4m mark in 2015 after seven years of shrinking or remaining the same[1].

More of us are turning to private medical insurance (PMI) for peace of mind. Should we become ill or have an accident, PMI will give us more choice as to where and when we are treated and help us stay in control. Whether you opt solely for private care or use policy benefits in tandem with NHS services, here are some reasons why you might choose health insurance:

1. You’re self-employed

If you’re one of the UK’s 4.6m self-employed people[2], not only are you working without the potential cushion of company health insurance, but you face the double whammy of having to manage without sick pay, too. Private medical insurance will get you seen by the experts as soon as possible and give you every chance of getting back to business as usual without undue delay.

2. You’d like a second opinion

Hopefully, you’ll have absolute confidence in your doctor’s diagnosis and the treatment he or she sets out but, if you have any doubts, it can be hard to ask for a second opinion. Certain health insurance policies include an option to add a second opinion service, giving you rapid access to another professional who can allay your fears or suggest an alternative course of action.

3. You’d like support at the end of a phone

How often have you thought of that burning question five minutes after your appointment ends, or lain awake at night trying to remember the medical details? The days and weeks in between appointments can be worrying and stressful, but some PMI policies offer telephone support at all hours of the day and night from trained nurses and counsellors.

4. You’d love reduced gym membership and cheaper spa breaks!

Not only do some insurers lower premiums for policyholders who regularly go to the gym and stay fit, but having health insurance can lead to cheaper gym membership in the first place! Many insurers team up with leisure providers to reduce member fees - sometimes by up to 50% - as well as offer cut-price spa breaks and beauty treatments. Sounds like a winning situation to us!

5. Home comforts are important to you

It’s often said that hospital’s the worst place to be when you’re ill and it’s true that the smallest things can often make the biggest difference to your wellbeing and recovery. Private medical insurance allows you not only to choose the centre you receive treatment at - which could be closer to home and smaller than a large NHS hospital - but also to benefit from life’s little luxuries such as an en-suite, a personalised menu and a TV in your room.

6. You want to safeguard your mental health too

Much has been done to remove perceived stigmas around mental health and to place it on a level playing field with physical illness. But many mental health services across the country are at breaking point and the Royal College of Nursing says the Government will need to ‘work hard’ to meet its pledge to increase specialist staff by 21,000 in the next four years. Many private healthcare policies offer add-on mental health cover, providing support should you experience issues including anxiety and depression.

PMI policies come in many shapes and sizes, allowing you to add members of your family or obtain international health insurance if you live or work abroad. We can help you compare private medical insurance quotes and find the right policy for your own individual circumstances.

[1] LaingBuisson’s market report Health Cover
[2] Office for National Statistics

© ActiveQuote Ltd. 2017


Categories:  Health InsuranceHealthMedical
6 reasons you might need private healthcareHealth is dominating the summer headlines, with a new scare story or shock statistic in the news almost every day. There’s no doubt th    tweet it on twittershare with your friends on Facebookshare with your friends on MySpaceBlog it on your LinkedIn profile
 

No.1 health insurance broker as rated by customers

A great service from the initial call, to finalising the agreement. I would highly recommend to my family and friends.

Review centre member

Proactive, efficient, and offered me insurance I need. I would say half price I would end up paying if I did it by myself. Many thanks.

Review centre member

Excellent service. Explained everything in detail and really helped to find the right insurance best suited to my needs - which wasn't necessarily the most expensive. 

Review centre member

Good value and the advisor was very helpful and recommended the best policy for my grandson. I would definitely use this service again and recommend to others.

Review centre member

We were contacted in good time to make a knowledgable choice. We were given plenty of options with lots of information to enable us to make the right choice.

Review centre member

The service I received was excellent, the staff member was very efficient and knowledgable. She went out of her way to get the best policy for me.

Review centre member

Great service. I really appreciated the help provided by Active Quote to arrange health insurance. The agent was very informative and proactive. Many thanks!

Review centre member

I received excellent care and attention from the first phone call till the last. Friendly, efficient and patient.

Review centre member

Staff are very helpful, friendly and polite. They call back when they say they will and keep you up to date with progress. Pleasure to deal with.

Review centre member

Very polite and friendly, and gave detailed explanations of all aspects of the cover. Reassuring to know that if you do have a problem there is someone you can contact.

Review centre member
 
This site is operated by Insurance Broker ActiveQuote Ltd registered in England & Wales company number 6765845.
Authorised and Regulated by the Financial Conduct Authority (FCA). Firm reference number 501109 as detailed on the Financial Services Register. Please read our Key Facts document.
For information about your rights as a consumer visit Citizens Advice.

Our insurance comparison service is free and easy for you to use, but you are responsible for making sure all your information is entered correctly, and for choosing your insurer.

This site uses cookies in order to work correctly - these are not harmful and do not contain personal information. By using this site you consent to this. I understand  Tell me more

please wait ...