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Life Cover

Life cover, otherwise known as life insurance cover, is a type of insurance policy that will pay your family a lump sum of money in the event of your death. With ActiveQuote, it is easy to compare best life cover quotes online in less than two minutes from leading providers to find a UK life insurance cover policy that suits your budget.

Life cover policies can be tailored to fit every stage of your life, whether you are single, have a young family or are over 50. Just let us know what you are looking for and our comparison system will compare best life cover quotes from across the market.

Why would I need Life Cover?

Whilst having life insurance cover is not a legal requirement, it is chosen by many people who want peace of mind about their family’s finances. If you were to pass away unexpectedly, the loved ones you leave behind may struggle to meet mortgage payments and other monthly outgoings. With UK life cover, they will have a lump sum of money to fall back on.

Single and Independent

If you are single without any young children, it is true that you may not need the same level of life insurance cover than if you had children to look after. However, you may still want to compare online life cover quotes to help meet funeral costs.

If life cover does not appeal but you still want to be financially protected, then an income protection policy may be more suited to your circumstances. Income protection will replace part of your income if you cannot work because of accident or sickness.

Family Life Cover

If you have a family, life insurance cover may be a valuable investment for the future. Bringing up children can be very expensive, so what would happen if you lost your main source of income?

But life cover quotes are not just for the breadwinner of the family. In fact, it can cost a fortune to replace a housewife or househusband. Take a look at our family life insurance page for more information.

Over 50s Life Cover

Over 50s life cover insurance does not take into account medical history, so for people over 50 with a complicated medical past this type of life cover quote could be ideal. Most people are guaranteed to be accepted for over 50s life cover insurance if they are between the ages of 50 and 80 and a UK resident. For more information, read our over 50 life insurance page.

Will Life Insurance cover my mortgage?

Most homeowners compare online life cover quotes policy to help their family pay off the mortgage if they were to die unexpectedly.

Term life insurance is the most popular type of life insurance cover. With term life cover, your policy will pay out if you die before a set date- for example when your mortgage is due to be paid off. There are two types of term life insurance cover: level term and decreasing term.

  • Level Term: The amount of money paid out stays the same over the term of the life cover insurance policy.
  • Decreasing Term: The amount of money paid out decreases over the term on the policy, in line with a repayment mortgage.

If you do not die within this time period then your UK life cover insurance will not pay out.

How expensive are Life Cover UK policies?

The cost of life cover will vary depending on the type of quote you choose. For example, whole-of-life insurance will be more expensive than term life cover, because the insurer is guaranteed to have to pay out. The cost of life cover insurance will also depend on how much money you want to be paid on your death- the lower the sum, the cheaper the premiums will be.

Your personal circumstances will also affect the cost of your life insurance cover policy. If you are a smoker you will pay more because you are a higher risk to the insurer. The same applies to age- the older you are the more expensive your life cover premiums will be.

Compare Life Cover with ActiveQuote

Whatever your circumstances, by using ActiveQuote's life cover comparison you will be able to compare life cover quotes online from leading UK insurers. Benefits of comparing life cover policies with us include:

  • Compare life insurance cover quotes from over 10 UK insurers
  • Tailor your life cover quotes online
  • Add or remove critical illness cover
  • Buy the best life cover online

Simply tell us what you are looking for in your life cover policy and let our comparison service research the market for you.

Life Cover Quotes Online- Compare Life Insurance Cover | Life Insurance | ActiveQuoteAffordable life cover quotes from over 10 UK life insurers, including Legal & General, Zurich and Aviva. Compare life cover from just £5 a month.    tweet it on twittershare with your friends on Facebookshare with your friends on MySpaceBlog it on your LinkedIn profile

A 'Top 3' life insurance broker as rated by customers

Very helpful and polite and always try their best to obtain the best quotes. Have been using them for the last 3 years and will continue to use them in the future.

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A great service from the initial call, to finalising the agreement. I would highly recommend to my family and friends.

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Proactive, efficient, and offered me insurance I need. I would say half price I would end up paying if I did it by myself. Many thanks.

Review centre member

Excellent service. Explained everything in detail and really helped to find the right insurance best suited to my needs - which wasn't necessarily the most expensive. 

Review centre member

Good value and the advisor was very helpful and recommended the best policy for my grandson. I would definitely use this service again and recommend to others.

Review centre member

We were contacted in good time to make a knowledgable choice. We were given plenty of options with lots of information to enable us to make the right choice.

Review centre member

The service I received was excellent, the staff member was very efficient and knowledgable. She went out of her way to get the best policy for me.

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Great service. I really appreciated the help provided by Active Quote to arrange health insurance. The agent was very informative and proactive. Many thanks!

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I received excellent care and attention from the first phone call till the last. Friendly, efficient and patient.

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Staff are very helpful, friendly and polite. They call back when they say they will and keep you up to date with progress. Pleasure to deal with.

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