Health Insurance Company Overview
Private medical insurance provider Western Provident Association (WPA) has a heritage going back over 100 years. WPA health insurance plans and cover includes award winning policies for companies, self-employed, professionals and families. It also offers dental insurance, NHS top-up plans and company paid plans.
It is a not-for-profit association, so its aim is to add customer value, not shareholder value. The company set up its own charitable foundation, Parents and Children Together (PACT), and is also certified for Environmental Management.
Health Insurance Plans
Below is a summary of WPA’s most popular health insurance plans to help you find one that suits you.
Flexible Health Insurance
Flexible Health Insurance from WPA is ideal for individuals and families. You can tailor this policy to suit your specific needs and budget, by choosing from three different levels of cover. The policy also provides optional cover for life-saving cancer drugs not available on the NHS.
XS Health Insurance
XS Health Insurance from WPA is individual health insurance for children or students. It is aimed at those who want low premiums and maximum protection, and is typically brought by parents who want peace of mind cover for their older children at home and abroad.
Active Health Insurance
Active Health Insurance from WPA is for individuals aged 55 and over, with no upper age limit. The premiums of this policy are up to 80% lower than traditional full cover health plans, and it offers £150,000 per year benefit for comprehensive specialist and hospital cover across the UK.
Healthcare Cash Plan
WPA’s NHS Top-Up Health Care Cash Plan provides a cash sum towards supplementary healthcare costs. The Cash Plan offers cashback for routine dental and optical treatment, essential European cover, NHS car parking and advanced drugs not available on the NHS.
Dental Insurance Plans
Providential from WPA is an ideal dental health insurance plan for individuals and families providing reimbursement towards common dental expenses. It offers a choice of two levels of dental cover, your choice of dentist, and to £250 per year for general dental treatment.
Corporate Health Insurance
WPA offers a wide range of cover for businesses with three or more employees and their families, including private medical insurance cover, a Top-Up Cash Plan, and Dental Insurance.
Get a quote now for any of WPA’s policies, or call for free personal advice from one of our health insurance experts on 0800 862 0373
Health Insurance Company History
||A group of workers founded the Reading Work People’s Voluntary Hospital Contributory Fund in 1901
||In 1939 it merged with the Bristol Hospital Fund
||It was renamed the Western Provident Association (WPA).
||WPA moved from Bristol to a specially designed building in Taunton, Somerset.
||Norwich Union staff falsely claimed over email that WPA was insolvent. Norwich Union made a High Court apology and paid £450,000 in damages and costs to settle the case.
||In 2007 WPA launched its Top-Up health insurance plan supplementing NHS treatment. The first policy, called mycancerdrugs, was the first of its kind in the world to fund cancer drugs not available on the NHS. Other insurance companies have since entered the top-up market.
Health Insurance Company History
The company has achieved ‘company-wide’ accreditation by the British Standards Institute for Information Security (ISO27001), Quality Management (ISO9001), Business Continuity (BS25999) and Environmental Management (ISO 14001).
Get a quote now for any of WPA’s policies