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ActiveQuote Global Reach, Dunleavey Drive Cardiff South Wales CF11 0SN 0800 862 0373

AIG Life Start Term Assurance

Date Reviewed:  15.05.2019

 

What is the minimum acceptable age at commencement when applying for AIG Life Start Term Assurance?

The minimum age at entry is 17 attained

 

What is the maximum age attained at the commencement of insured for AIG Life Start Term Assurance?

The maximum age at outset for life cover is 86 attained

 

What is the minimum policy term for AIG Life Start Term Assurance?

The minimum term is 3 years

 

What is the minimum sum assured for AIG Life Start Term Assurance?

The minimum sum assured is £10,000

 

What is the maximum sum assured for life cover only and where accelerated CIC is included for AIG Life Start Term Assurance?

There is no maximum sum assured for life cover

 

Is there an additional critical illness cover for AIG Life Start Term Assurance?

Not applicable 

 

What is the minimum acceptable monthly premium for AIG Life Start Term Assurance?

The minimum premium is dependent on the client's age and the minimum sum assured of £10,000

 

What are the additional benefits with AIG Life Start Term Assurance?

 

Fracture Cover – No

 

Donor Cover – No

 

Other benefits – No

 

Sum assured in instalments - No

 

Large case discount available – There is a large case discount for sums assured in excess of £50,000

 

What is the total number of critical illnesses conditions covered by AIG Life Start Term Assurance?

1

 

What are the exclusions applicable to critical illness cover with AIG Life Start Term Assurance? 

Not applicable

 

Would I be excluded from AIG Life Start Term Assurance if

 

  1. I worked in armed force - This is not excluded.
  2. Had a pre-existing condition – This is not excluded

 

Are there Virtual GP Services for AIG Life Start Term Assurance?

No

 

Are there any claims support services for AIG Life Start Term Assurance?

 

Support during a claim

If AIG has agreed that the person claiming may have a valid claim, they may pay up to £300 for services that support the person covered or their family. The services that are covered by this support payment will depend on the circumstances but could range from physiotherapy or counselling to the cost of taking taxis to hospital appointments.

AIG needs to approve the services, and agree on its cost before they are used. Whether AIG approves the service depends on the situation of the person covered and the advice of their doctor. AIG will refund the cost as soon as they have received the receipts for the services that we agreed.

The claims advisor will explain the services that we can pay for.

Please remember that if AIG pays for support services, it does not necessarily mean we will approve a claim on your cover.

AIG will not pay for support services in relation to a Waiver of the Premium claim.

Any payments made under the claims support fund will not be deducted from the benefit payable.

 

Winston's Wish

Anyone with children who makes a call to claim, due to death or terminal illness have the added comfort of access to bereavement support if they choose.

Winston's Wish is a leading UK charity offering practical support and guidance to bereaved children, young people and their families.

The added-value service will be dependant on the individual's needs, in other words, those of the children and remaining parent or carer and can range from advice over the phone to one to one support sessions and residential courses, as long as they can provide Winston's Wish with the relevant policy details.

 

What can you get in terms of Health & wellbeing services with AIG Life Start Term Assurance?

No

 

To find out more about AIG Life and our other Life insurance providers call us today on 0800 862 0373 or get a quote now 

 

* Information about the AIG Life Start Term Assurance product is provided by Defaqto and is correct as of the review date stated