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Will my health insurance policy cover me for Phobias?

What are Phobias?

A phobia is a type of anxiety disorder, and is an extreme fear of an animal, object, place or situation. Phobias can be divided into two categories, simple phobias and complex phobias.

Simple phobias are about specific objects, animals and situations, like spiders, dentists and flying. Complex phobias are more disabling deep-rooted fears, and include agoraphobia and social phobia.

How common are Phobias?

Around 10 million people in the UK have phobias, of all ages, sex and background. Complex phobias usually begin later in life, and may continue for many years.

What are the symptoms of Phobias?

People with phobias often suffer from panic attacks. Physical symptoms of panic attacks include sweating, trembling, hot flushes or chills, nausea, feeling faint and numbness. Psychological symptoms of panic attacks include fear of losing control, fear of fainting, feelings of dread and fear of dying.

How are Phobias treated?

For many people, avoiding the object of fear is enough to control the phobia. Some more serious phobias need treatment, which can include counselling, psychotherapy and cognitive behavioural therapy, as well as medication for treating anxiety.

If you are mainly concerned about psychological treatment, choose a product which offers cover for psychiatric treatment.
Phobias | Medical Condition | ActiveQuoteTo find out more about Phobias, and for advice on the best health insurance policy for you, visit ActiveQuote's medical condition encyclopaedia today.    tweet it on twittershare with your friends on Facebookshare with your friends on MySpaceBlog it on your LinkedIn profile

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