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Individual health insurance

Bypass NHS waiting lists and receive prompt access to top private treatment with specialist consultants when you need it most.

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Family health insurance

Safeguard the health of your whole family should they become ill or need treatment. Avoid lengthy NHS waiting lists and receive appointments and treatment quickly.

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International health insurance

If you’re living or working abroad you and your loved ones can get access to private healthcare if you have an accident or become ill.

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Company health insurance

Protect your employees should they become ill or injured. Get prompt diagnosis and treatments to help them recover to full health and return to work.

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Information Guides

Family health insurance

Family health insurance can provide private health treatment to you and your whole family, including young children, when you need it the most.

With this type of cover you have the peace of mind that if you or one of your family becomes ill you can get access to private treatment.

A lot of people buy health insurance for their family to:

  • Get prompt diagnosis and care by avoiding NHS waiting lists
  • Choose appointment times to suit busy lifestyles
  • Receive expert health care from specialist doctors and nurses
  • Recover in a private, en-suite room with unrestricted visiting times

How does family health insurance work?

Family health insurance offers private health care alongside the services offered by the NHS. If you or a member of your family suspect something is wrong, visit your GP as normal.

If you have a health insurance plan you can then be referred for private health care for any further diagnosis and treatment. You can choose when and where you are treated at a time that is suitable for you and your family.

Being able to choose when and where you are treated can be a great help to families who lead busy lives. Appointments can be worked around school and work commitments.

What does family health insurance cover?

Family health insurance will cover treatment and care for acute medical conditions.

This can include diagnostic tests, consultations and in-patient and out-patient treatment. You can recover in your own private room instead of an open ward. You can choose a policy that can provide overnight stay for a parent at the hospital if your child is admitted.

Your policy can also give you access to drugs and treatments not available on the NHS.

Features of family health insurance

When choosing a family health insurance policy you can tailor it so that you only buy the cover you need. There are a number of options to consider when choosing a health insurance policy, these may include:

  • Diagnostic tests and specialist consultants that can help identify the health problem promptly - almost all policies include this cover.
  • In-patient hospital cover - most health insurance plans will cover the cost of staying in a hospital for treatment.
  • Out-patient treatment - more comprehensive policies will provide out-patient treatment and care.
  • Cancer cover - if cancer cover is a priority, look for a family policy with full radiotherapy and chemotherapy treatment. Some policies can also give you access to drugs not available on the NHS.

Compare family health insurance with ActiveQuote

ActiveQuote is one of the leading health and protection insurance comparison websites in the UK. ActiveQuote also power the health insurance comparisons for, Gocompare and uSwitch.

You can build your policy online so that your cover suits your needs as well as your budget. You can also speak to an advisor if you would like help with your policy.

With ActiveQuote you are able to:

  • View up to 25 quotes online.
  • Compare the UK’s leading insurers.
  • Tailor your quotes online.
  • Buy your health insurance online.
  • Get free advice and guidance from a health insurance specialist.

No.1 health insurance broker as rated by customers

I found the quality of service to be very helpful, and pretty much above my expectation. I'd recommend anyone to use ActiveQuote.

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Very helpful and polite and always try their best to obtain the best quotes. Have been using them for the last 3 years and will continue to use them in the future.

Review centre member

A great service from the initial call, to finalising the agreement. I would highly recommend to my family and friends.

Review centre member

Proactive, efficient, and offered me insurance I need. I would say half price I would end up paying if I did it by myself. Many thanks.

Review centre member

Excellent service. Explained everything in detail and really helped to find the right insurance best suited to my needs - which wasn't necessarily the most expensive. 

Review centre member

Good value and the advisor was very helpful and recommended the best policy for my grandson. I would definitely use this service again and recommend to others.

Review centre member

We were contacted in good time to make a knowledgable choice. We were given plenty of options with lots of information to enable us to make the right choice.

Review centre member

The service I received was excellent, the staff member was very efficient and knowledgable. She went out of her way to get the best policy for me.

Review centre member

Great service. I really appreciated the help provided by Active Quote to arrange health insurance. The agent was very informative and proactive. Many thanks!

Review centre member

I received excellent care and attention from the first phone call till the last. Friendly, efficient and patient.

Review centre member

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