Cheap Health Insurance UK
Cheap health insurance is designed to give you cover for private treatment when you need it the most, at a price you can afford.
ActiveQuote offers cheap health insurance quotes online in less than two minutes to help you find affordable health insurance with the right level of cover. Simply let us know what you are looking for in a low cost health insurance policy and you can compare cheap medical insurance quotes from leading UK providers- you can even buy the best policy online.
Cheap health insurance UK plans
When searching for cheap health insurance you will notice that there are three main types of medical insurance plans in the UK.
Budget health insurance policies
These are the most affordable health insurance plans but offer the lowest level of cover. Because they are the cheapest health insurance, you may only be covered for inpatient treatment. Outpatient treatments like tests and scans are usually excluded from these policies.
Mid-range health insurance policies
Mid-range policies are also a type of low cost health insurance, but offer more cover than budget policies. They will usually meet the cost of inpatient treatment and outpatient treatments up to a certain financial limit. Whilst mid-range policies are not as affordable as budget policies, many people still find them to be cheap health insurance plans.
Comprehensive health insurance policies
Comprehensive policies are the most expensive type of health insurance policy but offer cover for inpatient, outpatient and day patient treatment as well as additional extras. Although this may not be the cheapest health insurance, having comprehensive health insurance gives peace of mind that many people find invaluable.
Tailored health insurance policies
Not all health insurance plans will fit into these three categories, and many providers now offer policies that can be adapted to suit every budget. ActiveQuote allows you to tailor your quotes online so you can find the perfect low cost health insurance plan.
Discount schemes for cheap health cover
When looking for affordable health insurance, cost should not be the only deciding factor, because cheap medical insurance may not provide adequate cover for your needs. However, there are a variety of discount schemes available that can turn an expensive plan into something more affordable without sacrificing on quality.
Excess: One way of finding cheap health insurance UK is by adding an excess to your policy. With an excess you agree to pay a fixed sum of money towards a claim. This is an easy way to create low cost health insurance, and will not affect the cover.
Reduced hospital list: A reduced hospital list means you will not pay for access to hospitals you don’t need. Cheap medical insurance policies often exclude premium London hospitals.
Six week option: A six week option means that you will never have to wait more than six weeks for treatment, but you may receive treatment on the NHS. A six week option is a popular way of achieving a cheap health insurance price.
You can use as many of these discounts as you need to create a cheap medical insurance plan that fits your budget. All of these schemes are designed to make cheap health insurance accessible to everyone, without sacrificing on the basic cover.
Finding cheap medical insurance
For quick access to cheap health insurance policies in the UK, compare quotes online with ActiveQuote now. Our comparison system offers affordable health insurance rates from across the market to help you find cheap medical insurance with the right level of cover. Here are just some of the advantages of using ActiveQuote:
- Compare cheap health insurance plans online in less than two minutes
- Find an affordable health insurance policy by adding and removing discount schemes
- Buy your cheap health insurance plan online
- Lowest price promise
As well as offering online comparison, ActiveQuote is also an FSA registered broker. This means that not only can we get exclusive discounts from health insurers, but we can also offer you a lowest price promise. Buying cheap health insurance UK plans through ActiveQuote guarantees that you are getting a better deal than going direct to the insurer.