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Depression

Will my health insurance policy cover me for Depression?

What is Depression?

Depression is very different to simply feeling unhappy, miserable or fed up for a short period of time; it is a serious mental disorder characterised by an all-encompassing low mood accompanied by low self-esteem, and by loss of interest or pleasure in normally enjoyable activities.

How common is Depression?

Depression is quite common, and can affect people of any age. One in ten people will experience this mental disorder at some point, although many sufferers do not get diagnosed for the condition.

1 in 4 women will require treatment for depression at some point, compared to 1 in 10 men. However, men are far more likely than women to commit suicide.

What are the symptoms of Depression?

Psychological symptoms of depression include continual low mood, feelings of hopelessness, low self-esteem, feelings of guilt and intolerance, lack of motivation, suicidal thoughts and anxious feelings.

Physical symptoms include changes in appetite and weight, constipation, changes in the menstrual cycle, problems with sleep patterns and unexplained aches and pains.

Social symptoms include not doing well at work or school, avoiding social situations, reduced interest in hobbies, and difficulties at home.

How is Depression treated?

GPs will help manage depression in most cases. More specialised care may be needed for more severe depression.



If you are mainly concerned about psychological treatment, choose a product which offers cover for psychiatric treatment.
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