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Musculoskeletal

Will my health insurance policy cover me for Musculoskeletal?

What are musculoskeletal disorders?

Disorders of the musculoskeletal system are any problems that affect your muscles, bones, or give you restricted movement.

The term musculoskeletal disorder identifies a large group of conditions that result from traumatising the body in either a minute or major way over a period of time. It is this build-up of trauma that causes the disorder.

How common are musculoskeletal disorders?

Musculoskeletal disorders are present all over the world and affect people of all ages and backgrounds. The problems can range from discomfort and minor aches and pains to more serious medical conditions.

A recent report from the Work Foundation revealed that musculoskeletal disorders are by far the biggest cause of work related illness in the UK. They account for up to one third of all GP consultations.

Common musculoskeletal problems include vibration white finger, shin splints, scoliosis and repetitive strain syndrome.

How can musculoskeletal disorders be prevented?

Since many musculoskeletal problems are caused by a work environment, it is always better to take precautions to avoid musculoskeletal disorders than to treat them after you get affected.

General precautions include taking regular breaks from your computer, regular stretching, using comfortable equipment, and maintain correct posture.

How are musculoskeletal disorders treated?

Musculoskeletal disorders can be treated by different drugs, including medications to increase the body’s level of serotonin and neurotransmitters that modulate sleep and pain. Other treatments may include injections, exercise, physical or occupational therapy, acupuncture, relaxation techniques. Therapeutic massage and chiropractic care.



To ensure full cover for all investigations choose a policy with full outpatient cover.
   
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