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Type 2 Diabetes

Will my health insurance policy cover me for Type 2 Diabetes?

What is Type 2 Diabetes?

Diabetes is a chronic condition caused by too much glucose in the blood.

The amount of glucose in the blood is controlled by a hormone, insulin, which is produced by the pancreas. When food is digested, insulin moves glucose out of the blood and into the cells, where it is broken down to produce energy.

Type 2 diabetes occurs when not enough insulin is produced by the body, or when the body’s cells do not react to insulin. Obesity is a large factor in developing type 2 diabetes.

How common is Type 2 Diabetes?

Diabetes affects around 2.8million people in the UK, and around 90% of adults in the UK with diabetes have type 2 diabetes.

What are the symptoms of Type 2 Diabetes?

The main symptoms of diabetes are feeling very thirsty, needing to urinate a lot, fatigue, weight loss, thrush, blurred vision and cuts and sores taking longer to heal. People can have type 2 diabetes for years without knowing it because these symptoms are quite general.

How is Type 2 Diabetes treated?

Many people diagnosed with type 2 diabetes will need to make changes to their lifestyle, including regular exercise, eating a healthy diet and losing weight if you are obese. This may be sufficient to maintain blood glucose levels.

Type 2 diabetes generally gets worse over time, and sufferers may need medications to reduce high levels of glucose.



If you wish to disclose your medical details and allow your insurer the opportunity to review your medical history, choose a policy with Full Medical Underwriting.
   
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