Private Health

Your health is your most valuable asset, and you can’t put a price on it. With private health, you will receive prompt diagnosis, fantastic treatment and access to state-of-the art drugs, all within your budget

What is Private Health?

Private Health, also known as Private Health Insurance, Private Medical Insurance and PMI, is designed to supplement the National Health Service. ActiveQuote uses state-of-the-art technology to compare private health quotes which you can buy instantly online.

What does Private Health provide?

Private Health covers individuals, families and businesses who want an alternative to the NHS. Whilst the NHS does some things well, recent private health news stories have indicated that the waiting lists are increasing. Private health insurance will allow you to bypass these queues. Private health has many other advantages, including:

• A choice of private hospitals away from the superbugs present in NHS hospitals.
• Treatment in a private room, usually with a private bathroom and fantastic private facilities.
• Access to private drugs which are too expensive for use on the NHS.
• Private care from a specialist of your choice, at a time convenient to you.

A common reason for purchasing private health cover is the guarantee of health cover for a local private hospital. ActiveQuote offers a free online hospital tool allowing you to see which policy covers each private hospital.

What type of Private Health Cover can I buy?

There are three different levels of private health insurance which insurance companies offer. These are budget, standard and comprehensive. For each private health policy you will receive different cover for a different premium. For a comprehensive guide to the different types of private health insurance check out our health insurance guide.

With private health you can also choose your type of medical underwriting. There are three types of medical underwriting: Moratorium, Full Medical Underwriting and Switch policies. The type of underwriting you choose will affect your cover. Our health insurance guide will explain the difference between these.

Private health cover will not cover all medical conditions, so take a look at our free medical condition database. It allows you to search for a specific health problem and gives you handy tips on which policy to look for. Our comparison service also clearly shows which health conditions are covered by each policy, so compare quotes now and get immediate private health cover.

Can I save money on my Private Health Cover?

There are many ways of reducing the premiums on your private health cover. Discount schemes are a great way of lowering the cost but maintaining the quality of your private health cover. Common discount schemes include the following:

• Increasing your excess
• Co-payments
• A six week wait option
• Reduced hospital cover

For more information about private health discount schemes, check out our free health insurance guide. If you compare quotes with ActiveQuote, you will be able to choose a discount scheme to suit your needs and budget.

Compare Private Health Cover Policies

ActiveQuote is the only true comparison website in the UK for private health cover. We compare quotes from all leading UK private health insurance and allow you to purchase your chosen policy immediately online.

By filling in a few simple details, our price comparison service will search private health cover from all the UK's top private health cover providers, including Aviva, Bupa Healthcare, General and Medical and PruHealth. There are many benefits to using our comparison service, including:

• Compare all leading UK private health insurers in one place. Including Bupa Healthcare, Aviva, PruHealth and Health-on-Line.
• Tailor your private health quotes by adding or removing extra options with an instant up-to-date price
• Buy your policy instantly online
• State-of-the-art price comparison technology hosted in a secure data centre; your data is kept secure and private, and never sold on to any third parties

Private Health Broker

Sometimes private health policies are hard to choose between. As well as comparing private health cover policies, ActiveQuote are also a specialist private health broker with over 40 years of experience.

Unlike other comparison websites, our British advisors specialise only in private health insurance. Our free, impartial advice comes with no obligations, so you can chat to us without pressure.

If private health insurers will not pay out on a claim, ActiveQuote can assist you. In addition, we will automatically renew your private health cover after a year and will always let you know about better private health policies.

If you have any questions about getting private health cover, please feel free to get in touch. We'll be happy to help you out in any way we can.