Health Insurance
Health Insurance offers you and your family quick access to specialists, consultations,
tests and treatment, without lengthy waiting lists.
- Avoid the queues that can occur under the NHS
- Choose your hospital, consultant, surgeon and time
- Stay in a private room giving you privacy and dignity
- Receive treatment at a private hospital and avoid the risk of super-bugs prevalent
in NHS hospitals such as MRSA and C-Difficile
How does Health Insurance work?
Private Medical Insurance premiums are paid on a monthly or annual basis and complement
the services provided by the NHS. With a policy in place, it takes just a few simple
steps to arrange private healthcare. If you suspect something is wrong:
- Visit your GP and tell him/her that you have private medical insurance.
- If your GP needs to refer you to a specialist or hospital, he/she will be able to
arrange your visit more quickly and to a leading specialist or consultant.
- Inform your insurance company that you want to make a claim and they will confirm
your cover and give you the go-ahead.
Why choose ActiveQuote to compare Health Insurance?
ActiveQuote is the leading health insurance price comparison website in the UK,
as seen on Confused.com, MoneySupermarket.com, uSwitch and TescoCompare.
Our unique technology compares health insurance quotes from all the leading UK insurers,
including Aviva, Bupa and PruHealth. Not only will you be able to tailor your private
medical insurance quotes online to suit your needs and budget, but you will also
be able to buy your chosen medical insurance policy instantly.
- 75+ private medical insurance quotes online
- Compare all leading UK insurers
- Tailor your quotes using filters and options
- Buy your policy instantly online
- Free advice from a team of FSA authorised health experts
Medical Conditions
A health insurance policy will ensure that if you are diagnosed with a medical condition,
you will receive the best treatment that the UK has to offer.
ActiveQuote maintains a comprehensive medical condition database which you can browse
for free. The ActiveQuote medical condition database will help you find answers
to some of your most important questions, including:
- What treatment is available for my condition?
- Would my condition be considered acute or chronic?
- Will health insurance cover my medical condition?
Will my policy cover my medical condition?
Health insurance is designed to cover the cost of short-term, curable illnesses
or injuries known as "acute conditions". By searching our medical condition database
you will be able to see which illnesses may be covered by health insurance.
There are some medical conditions that health insurance may not cover. Our pages
on chronic conditions and
pre-existing
conditions provide more information on these topics.
How will health insurance help me recover from a medical condition?
Private health insurance will allow you to avoid the NHS waiting lists, so that
you can get treatment at a time that suits you. A comprehensive health insurance
policy will cover all stages of your healthcare, from diagnosis through to recovery.
What’s more, health insurance policies will often cover drugs that are not available
on the NHS.
Medical Condition Categories:
Private Hospital Directory
Patients with private health insurance can choose where and when they receive hospital
treatment in the UK. Rather than staying at an NHS hospital, a health insurance
policy allows you to be treated at a private hospital of your choice with excellent
facilities.
Where is my nearest private hospital?
ActiveQuote maintains a comprehensive
private hospital database which you can browse for free. The ActiveQuote
hospital directory will help you find answers to some of your most important questions,
including:
- Where is my nearest private hospital?
- What facilities are available at my chosen hospital?
- Are there private facilities at my local NHS hospital?
- What policies will cover my chosen hospital?
Our hospital directory covers the entire UK, and will let you search by name, city,
county or postcode. If you want to find the closest private hospital to you, simply
type in your location and the ActiveQuote directory will show you the results.
Which policies cover my private hospital?
Not all private hospitals are covered by all health insurance policies. That’s why
our database is regularly updated to show you which policies cover each individual
hospital. Search our private hospital
database now for more information about your chosen hospital.
Why should I use a private hospital?
Private hospitals are renowned for their outstanding facilities. Rather than staying
on a ward, you could be treated in a private room with an en-suite bathroom, a satellite
TV and food from an a la carte menu. Not only do private hospitals have state-of-the-art
technology, you are less likely to encounter superbugs like MRSA and C. difficile.
Our database has links to each hospital’s personal website, so you can find out
more information about its infection rates and service.
Browse hospitals by region:
Health Insurance Guide
Private Health Insurance, or Private Medical Cover, gives you the choice of going
private if you do not want to wait for treatment under the National Health Service
(NHS).read
more
Medical Insurance FAQ
Purchasing private medical insurance can be a complicated process, and there are
some questions which are asked time and time again. Here, ActiveQuote answers some
of the most common queries about private medical insurance to help make the buying
process a little bit easier.read
more
Insurance for
Pre-existing Conditions
When buying a private medical insurance policy, customers often ask about pre-existing
conditions and whether they will be covered by a health insurer. ActiveQuote explains
exactly what a pre-existing condition is, and how it will be treated by your private
medical insurance provider.read
more
Chronic Conditions
Health insurance customers are often unsure of what private medical insurers classify
as a chronic condition, and also of whether chronic conditions will be covered on
their policy. ActiveQuote has provided a comprehensive guide to chronic conditions
to clear up some of the common misconceptions surrounding this topic.read more
Medical Insurance Glossary
There are many terms and phrases associated with private medical insurance which
can sometimes be confusing. To help you understand more about buying a health insurance
policy, ActiveQuote has provided a medical insurance glossary to explain the key
terms surrounding private health cover.read
more
Over 50s Health Insurance
Over 50s Health Insurance not only gives you the guarantee of prompt referral, diagnosis
and treatment, it also provides many other benefits to give you peace of mind about
your future health.read
more
Child Health Insurance
Child Health Insurance can be the perfect way to gain peace of mind about your child’s
health. ActiveQuote compares all leading UK insurers offering child health insurance
for under 18s.read
more
Family Health Insurance
Family health insurance groups a set of individual policies together into one premium.
It provides family medical insurance for all named family members, including child
health insurance for your children.read
more
Why choose ActiveQuote to compare Health Insurance?
Online comparison
ActiveQuote is the leading health insurance price comparison website in the UK.
Our unique technology compares health insurance quotes from all major UK insurers
and allows you to buy a policy instantly online. The benefits of using us include:
- Compare ALL leading UK insurers including Aviva, PruHealth and Bupa
- See the full details of every policy before you buy
- Tailor your policy options, modules and excess with immediate updates to the price
- Buy a quote instantly online
Expert advice
Sometimes online quotes can be hard to choose between. ActiveQuote is a specialist
PMI broker with over 40 years of experience with health insurance, and is fully
authorised and regulated by the FSA. Under no obligation to buy, our team of experts
can help you narrow down your quotes to find one that suits your needs and budget.
An ActiveQuote advisor can:
- Offer impartial advice about the entire health insurance market
- Quote better health insurance prices than the insurance companies can directly
- Renew your cover annually for free and contact you if there is a better deal available
- Assist you with the claims process in the future
ActiveQuote deal directly with the health insurance companies and we'll never disclose
your information to third parties.
If you have any questions about getting health insurance, please feel free to get
in touch. We'll be happy to help you out in any way we can.